Thinking about buying a home? Before you start scrolling through listings and requesting showings, there’s one crucial step you don’t want to skip—getting pre-approved for a mortgage!
Pre-approval isn’t just about seeing how much you can afford. It sets you up for success by showing sellers you’re a serious buyer, which is a huge advantage—especially in a competitive market!
When you’re pre-approved, you’ll know exactly what your budget is, so you’re looking at homes that truly fit—not ones that are out of reach or selling yourself short.
Without a pre-approval, you could fall in love with a home, only to find out you can’t afford it. Ouch!
And in a fast-moving market, waiting to get pre-approved after you find the right home could mean losing it to another buyer who was already prepared.
Luckily, getting pre-approved is simple! A lender will check things like your income, credit, and debt to determine how much you can borrow. And don’t worry—it doesn’t lock you into anything, but it does put you in a stronger position to make an offer and have it accepted.
So, if buying a home is on your radar, start with pre-approval! You’ll shop with confidence, stand out to sellers, and move one step closer to getting those keys in your hand.
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